The Passive Income Machine Podcast

Why 1031s Are a Game Changer

What if your tax strategy could define your investing strategy—and fast-track your freedom?
In this episode of the Passive Income Machine Podcast, Ryan D. Lee officially welcomes Scott Saunders as the new co-host. With 37 years of experience, 100,000+ 1031 exchanges, and national influence in real estate tax law, Scott brings unmatched expertise to the mission of helping you retire in 10 years or less.
- Discover why 1031 exchanges are one of the most powerful wealth-building tools in the tax code.- Learn how to legally defer taxes forever and pass wealth to your heirs tax-free.- See why we believe that “tax strategy defines investing strategy.”
Want to apply these strategies and create real financial freedom in 2025?
Join the FREE Retire in 10 Years Summit – The ultimate event to build your Passive Income Machine and take control of your future.Register here: https://retirein10years.com

Why I’ll Never Pay Off My Mortgage Early

Is paying off your mortgage early the smartest move… or the biggest mistake? In this episode of the Passive Income Machine podcast, Ryan D. Lee challenges conventional wisdom and walks you through the math, mindset, and strategy of why keeping your mortgage may actually make you wealthier.
Learn how inflation, taxes, leverage, and liquidity all work together to build real financial freedom—not just the illusion of being "debt free." You’ll discover how wealthy investors use good debt to create cash flow, protect liquidity, and build long-term wealth.
If you’re serious about financial independence and want to escape the grind in 10 years or less, this episode is a must-listen.
Join the How to Retire in 10 Years SummitGet step-by-step strategies for building passive income and unlocking financial freedom in 2025. Early registration is open now with exclusive bonuses for fast movers.Register now at https://retirein10years.com

From Rock Bottom to GAMECHANGER™: Setema Gali on Faith, Failure, and Financial Freedom

What if losing everything was the moment you finally found your true calling?
In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee sits down with Setema Gali—Super Bowl Champion, 7-figure entrepreneur, and founder of GAMECHANGER™ EDGE—to unpack one of the most soul-shaking comeback stories you’ll ever hear.
After reaching the NFL’s biggest stage with the New England Patriots, Setema found himself broke, bankrupt, and pawning his Super Bowl ring just to survive. But from that rock-bottom moment, he chose something different—he chose to rebuild. What followed was a total transformation of his faith, finances, family, and future.
Inside this conversation, you’ll discover:
The difference between chasing money and building a life of meaning
Why most people settle for a “default future” and how to escape it
The painful decision that cost Setema everything—and what it taught him about freedom
How faith, discipline, and delayed gratification became the cornerstone of his comeback
Why your legacy starts at home (and what your kids will remember about you)
The real reason passive income matters—and why it’s about more than just money
This episode isn’t just about winning. It’s about becoming the person worthy of winning—spiritually, financially, and relationally.
Whether you're an entrepreneur, investor, or leader ready for your next level, this episode will challenge you to stop settling, start building, and live the life you were born to lead.
🎁 BONUS: Get Setema’s book GAMECHANGER™ and a free ticket to his next virtual event:https://setemagali.unstoppablesolutions.com/gamechanger_Live_Book_Bonus
Connect With Setema Gali:Instagram: @setemagaliYouTube: https://www.youtube.com/@SetemaGaliTVWebsite: https://www.setemagali.com
🎙 Listen to more episodes of the Passive Income Machine podcast to learn how to retire in 10 years or less, build your Vault, and create a life of freedom.Don’t forget to subscribe and share this episode with someone who needs to hear it.

Wealth = Habits × Time × Consistency

Most people never build real wealth—not because they’re lazy or stupid, but because they’re playing a broken game. In this episode, Ryan D. Lee breaks down the real formula behind wealth: a simple, proven path based on principles, not hype.
Inside this episode:✅ The only two steps you need to build wealth✅ Why most people confuse investing with speculating✅ The truth about money, time, and how to escape the system✅ How to create “freedom fuel” with a surplus✅ The power of small, smart, consistent choices✅ Why your habits—not timing—are the secret to inevitable wealth
Whether you’re starting at zero or with momentum, you can build wealth in 10 years or less—if you have a system.
JOIN THE SUMMIT — Don’t Miss Out!If this episode fired you up, the How to Retire in 10 Years Summit is where the blueprint gets real.Learn the exact strategies Ryan teaches to create passive income, eliminate speculation, and buy back your time—FAST.
Register now and claim your early bonus:https://retirein10years.com

The System Wants You Broke—Here’s How to Break Free

Is financial freedom just a dream—or is it your greatest act of rebellion? In this powerful episode, Ryan D. Lee breaks down why the current financial system is designed to keep you dependent—and how true independence starts with reclaiming your money, your time, and your choices.
You’ll learn:
Why financial freedom is the only way to break out of the status quo
How Irina and Walter took control and built a life on their terms
What “The 10-Year Question” reveals about your true financial independence
Why the old playbook of retirement is broken—and what to do instead
How to use leverage and tax strategy to flip the system in your favor
If your paycheck stopped tomorrow… how long would you be free?
Join the Summit!Want to learn how to build passive income and retire in 10 years or less?Register now for the How to Retire in 10 Years Summit and claim your early registration bonus:https://retirein10years.com

Quit the Grind, Build the Machine

In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee is joined by Luke Nesler—entrepreneur, investor, and empire builder—who shares his personal journey from financial success and emotional burnout to building a real estate machine that gave him his life back.
What happens when the business that made you money starts to cost you everything else? Luke reveals how he transformed his path by making one major decision, aligning his money with his values, and using the tools inside the Passive Income Machine to walk away from the grind and into freedom.
You'll Learn:• Why financial success doesn’t equal fulfillment• How to make decisions that align with your values• How Luke used real estate to replace income• The power of community and smart leverage• What he’d do if he had 10 years to retire—starting from zero
Want to create your own escape plan?Join the How to Retire in 10 Years Summit—the premier event for action takers ready to build a system that produces real financial freedom. You’ll get the roadmap, tools, and community to stop dreaming and start building.
Register now at: https://retirein10years.com
#FinancialFreedom #PassiveIncome #RealEstateInvesting #BurnoutRecovery #EmpireBuilder #MoneyWithPurpose #WealthBuilding #RetireIn10Years #LukeNesler #RyanDLee

Why You're Losing While They Print More

The middle class is being silently destroyed—not by villains, but by a financial system engineered to benefit the few who understand it. In this explosive episode of the Passive Income Machine podcast, Ryan D. Lee exposes how billionaires are printed by design, why inflation is stealing your wealth, and how debt has become the new money.
But there’s good news: you don’t have to be a victim. You can use the system to build financial freedom in 10 years or less—if you know how to play the game. Learn why real assets, leverage, and financial intelligence are the keys to your escape.
Discover the real rules of money.Learn the modern definition of an asset.Build your own system that prints freedom.
Want to go deeper? Join us at the How to Retire in 10 Years Summit—your blueprint to real, lasting financial freedom in 2025. Spots are limited and early bird bonuses are live now!
Register here: https://retirein10years.com
#FinancialFreedom #PassiveIncome #Billionaires #Inflation #Assets #RetireEarly #RetireIn10Years #WealthBuilding #MoneyGame #RyanDLee

The Truth Behind Wealth Inequality

What if I told you the rich aren’t born—they’re printed?
In this explosive episode of the Passive Income Machine, Ryan D. Lee exposes the hidden design behind modern wealth creation and the uncomfortable truth: Life will give you what you tolerate. From skyrocketing inequality to America’s silent war on the middle class, Ryan breaks down how billionaires are made—not by luck, but by mastering the rules of a game most don’t even realize they’re playing.
Discover:
Why the wealth gap is accelerating by design
How inflation, debt, and central banks quietly create billionaires
Why the system is wiping out the middle class—and how to escape
The difference between fake money and real assets
How to use the same tools the wealthy do (even if you're starting small)
This is your wake-up call: You don’t need to settle. You need a strategy.
Join the “How to Retire in 10 Years” SummitLearn how to build cash flow, escape the grind, and reclaim your freedom—without waiting 40 years.https://retirein10years.com – Spots are limited, register now for early bonuses!
#PassiveIncome #FinancialFreedom #MoneyTruths #WealthInequality #BillionairesExposed #EscapeTheGrind #RetireEarly #CashFlowStrategy #RetireIn10Years #RyanDLee

Why You’ll Never Retire Playing Their Game

Are you still playing the average game? In this episode, Ryan D. Lee exposes the brutal truth behind the traditional retirement model—and why average returns, average savings, and average strategies are a guaranteed path to financial failure.
You’ll learn:
Why net worth is the wrong goal
How the 4% rule sets you up to fail
Why real financial freedom comes from income, not assets
How to flip the script and build extraordinary wealth
It’s time to stop chasing average and start building your empire.
Want to learn exactly how to retire in 10 years or less?Register now for the How to Retire in 10 Years Summit—the ultimate event for building passive income, financial independence, and a life of purpose.https://retirein10years.comEarly registration includes exclusive bonuses and limited-time access!

Why You Need an Impossible Goal

Impossible goals aren't just dreams—they're your roadmap to freedom. In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee reveals why most people never reach financial freedom—and how to flip the switch by setting bold, “impossible” goals that force you to become the person worthy of wealth, control, and choice.
You’ll learn:
- Why small goals sabotage massive success- How to trigger urgency through emotional stakes- Why the version of you today can’t reach tomorrow’s goals- The science behind prefrontal decision-making and financial transformation- How Ryan’s personal story of pain became the fuel for real freedom
This is your wake-up call.
Want to build financial freedom in 2025?
Don’t miss the How to Retire in 10 Years Summit—where we walk you through the exact system to create passive income, eliminate financial stress, and build real wealth without traditional retirement plans.
Spots are limited and early registration unlocks exclusive bonuses!Register now at retirein10years.com