Why the 4% Rule Will Fail You

Most people are climbing the wrong financial mountain.

They work hard, save diligently, and hope to someday “have enough” to retire. But there’s one critical question almost no one asks—how much money do I actually need to retire safely?

In this episode of the Passive Income Machine podcast, Ryan D. Lee breaks down why traditional retirement planning is broken—and why relying on the 4% Rule might leave you broke in your 70s.

You'll learn:

- Why averages don’t matter in retirement
- How market volatility destroys retirement income
- What the 4% Rule really means
- How to flip the game and retire with confidence
- Why income—not net worth—is the true end goal

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